207 Clark StreetIngramTX78025
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 207 Clark Street, Ingram, TX, 78025 in Ingram is narrow, $103/mo net on $985/mo rent after the $558/mo debt service, but the property operates at break-even-plus, not a loss. At $124,000 with a 9.53% yield, the long-run equity case via 5% appreciation ($34,259 over five years) and $1,142/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.77 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $54,170.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $103 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $985 |
| Total Monthly Debt Service | $832 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1984
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78025, Ingram, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,830 (100%) |
| Owner Occupied HU | 1,886 (66.6%) |
| Renter Occupied HU | 413 (14.6%) |
| Vacant Housing Units | 531 (18.8%) |
| Median Home Value | $408,897 |
| Average Home Value | $518,590 |
Housing Distribution
Address Breakdown
Residential
1,923
Single Family
1,923
Multi-Family
0
Businesses
244
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1984
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78025, Ingram, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,830 (100%) |
| Owner Occupied HU | 1,886 (66.6%) |
| Renter Occupied HU | 413 (14.6%) |
| Vacant Housing Units | 531 (18.8%) |
| Median Home Value | $408,897 |
| Average Home Value | $518,590 |
Housing Distribution
Address Breakdown
Residential
1,923
Single Family
1,923
Multi-Family
0
Businesses
244
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Anabelle Mayfield • Legacy Broker Group
Mls Name: SABOR
Mls Provider:
Mls ID: #1875454
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.