20660 Bell AveNuevoCA92567
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 20660 Bell Ave, Nuevo, CA, 92567 in Nuevo achieves a 2.63 ratio at $419,000: $4,958/mo rent versus $1,884/mo debt service. Rental yield 7.63%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 7.63% yield compounds alongside 5% annual appreciation projecting $115,762 in value. Total projected cumulative return: $311,133.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 4.5% |
| Monthly Cash Flow | $(9) | $300 |
City averages based on Nuevo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,958 |
| Total Monthly Debt Service | $2,425 |
| DSCR Ratio | 2.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92567, Nuevo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,224 (100%) |
| Owner Occupied HU | 2,407 (74.7%) |
| Renter Occupied HU | 661 (20.5%) |
| Vacant Housing Units | 156 ( 4.8%) |
| Median Home Value | $647,039 |
| Average Home Value | $684,224 |
Housing Distribution
Address Breakdown
Residential
2,640
Single Family
2,640
Multi-Family
0
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92567, Nuevo, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,224 (100%) |
| Owner Occupied HU | 2,407 (74.7%) |
| Renter Occupied HU | 661 (20.5%) |
| Vacant Housing Units | 156 ( 4.8%) |
| Median Home Value | $647,039 |
| Average Home Value | $684,224 |
Housing Distribution
Address Breakdown
Residential
2,640
Single Family
2,640
Multi-Family
0
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sofia Chacon • KW The Lakes
Mls Name: CRMLS
Mls ID: #IG25151939