2066 E William StPhiladelphiaPA19134
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 2066 E William St, Philadelphia, PA, 19134 in Philadelphia fits: $265,000, 5.73% gross yield, and a projected 5% annual appreciation rate adding $73,215 in value within five years. Rental yield 5.73%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.06) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $2,441/yr in principal paydown and $73,215 in appreciation project a total return of $70,567.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 5.8% |
| Monthly Cash Flow | $(472) | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,265 |
| Total Monthly Debt Service | $1,631 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in N/A
858 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19134, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,420 (100%) |
| Owner Occupied HU | 10,383 (42.5%) |
| Renter Occupied HU | 10,891 (44.6%) |
| Vacant Housing Units | 3,146 (12.9%) |
| Median Home Value | $179,001 |
| Average Home Value | $210,097 |
Housing Distribution
Address Breakdown
Residential
22,337
Single Family
21,546
Multi-Family
791
Businesses
1,864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in N/A
858 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19134, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,420 (100%) |
| Owner Occupied HU | 10,383 (42.5%) |
| Renter Occupied HU | 10,891 (44.6%) |
| Vacant Housing Units | 3,146 (12.9%) |
| Median Home Value | $179,001 |
| Average Home Value | $210,097 |
Housing Distribution
Address Breakdown
Residential
22,337
Single Family
21,546
Multi-Family
791
Businesses
1,864
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Somers • KW Empower
Mls Name: Bright MLS
Mls ID: #PAPH2560198