20630 S Santa Fe Rd, Escalon, CA, 95320 | $612/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Escalon at 20630 S Santa Fe Rd, Escalon, CA, 95320 with 5% annual appreciation on a $660,000 basis while $4,694/mo rent supports operations. Total monthly income totals $4,694/mo and a $3,230/mo payment preserves $612/mo for cash returns. Annual cash flow comes to $7,338/yr on $217,140 deployed, and return on cash invested reaches 23.44% in year one. Equity gained on principal adds $4,259/yr, and five-year appreciation sums $182,346 alongside rental yield of 8.53%. Five-year ROI measures 121.73% and total cumulative return in cash totals $264,333.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $4,694/mo property income versus a $3,230/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1966

0.76 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95320, Escalon, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,712 (100%)
Owner Occupied HU	3,081 (65.4%)
Renter Occupied HU	1,422 (30.2%)
Vacant Housing Units	209 ( 4.4%)
Median Home Value	$594,404
Average Home Value	$689,809