2060 Huckleberry Heights RdEcho LakeCA95721
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 2060 Huckleberry Heights Rd, Echo Lake, CA, 95721 in Echo Lake deserves attention. This $116,168 property earns $3,379/mo in rent, a 34.91% gross yield, and nets $2,619/mo after the $522/mo payment. DSCR 6.47 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $32,095 compounds alongside $1,070/yr in yearly equity build, for a total cumulative return of $212,795.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 34.9% | 8.0% |
| Monthly Cash Flow | $2,619 | $1,500 |
City averages based on Echo Lake market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,379 |
| Total Monthly Debt Service | $714 |
| DSCR Ratio | 4.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.70 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95721, Echo Lake, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 96 (100%) |
| Owner Occupied HU | 8 ( 8.3%) |
| Renter Occupied HU | 2 ( 2.1%) |
| Vacant Housing Units | 86 (89.6%) |
| Median Home Value | $625,000 |
| Average Home Value | $625,000 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.70 Acres lot
$N/A/sqft
$500 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95721, Echo Lake, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 96 (100%) |
| Owner Occupied HU | 8 ( 8.3%) |
| Renter Occupied HU | 2 ( 2.1%) |
| Vacant Housing Units | 86 (89.6%) |
| Median Home Value | $625,000 |
| Average Home Value | $625,000 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
0
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices