206 West StPlum CityWI54761
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow206 West St, Plum City, WI, 54761 in Plum City is a top-tier cash-flow asset. At $235,000 it produces $2,094/mo in rent and $517/mo in net monthly income, a 10.69% gross rental yield. The DSCR of 1.98 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $6,202. Five-year appreciation adds $64,926, driving a total cumulative return of $122,936.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $517 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,094 |
| Total Monthly Debt Service | $1,484 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54761, Plum City, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 534 (100%) |
| Owner Occupied HU | 400 (74.9%) |
| Renter Occupied HU | 83 (15.5%) |
| Vacant Housing Units | 51 ( 9.6%) |
| Median Home Value | $297,500 |
| Average Home Value | $322,956 |
Housing Distribution
Address Breakdown
Residential
454
Single Family
437
Multi-Family
17
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54761, Plum City, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 534 (100%) |
| Owner Occupied HU | 400 (74.9%) |
| Renter Occupied HU | 83 (15.5%) |
| Vacant Housing Units | 51 ( 9.6%) |
| Median Home Value | $297,500 |
| Average Home Value | $322,956 |
Housing Distribution
Address Breakdown
Residential
454
Single Family
437
Multi-Family
17
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices