206 W Main #2GeorgetownMA01833
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 206 W Main #2, Georgetown, MA, 01833 in Georgetown is capital appreciation. Rental yield 4.16%. The 4.16% gross yield at $1,100,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $303,910 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.77) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $216,887.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 5.0% |
| Monthly Cash Flow | $(3,561) | $400 |
City averages based on Georgetown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,813 |
| Total Monthly Debt Service | $6,495 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
2.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01833, Georgetown, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,141 (100%) |
| Owner Occupied HU | 2,592 (82.5%) |
| Renter Occupied HU | 485 (15.4%) |
| Vacant Housing Units | 64 ( 2.0%) |
| Median Home Value | $678,311 |
| Average Home Value | $739,410 |
Housing Distribution
Address Breakdown
Residential
3,138
Single Family
3,019
Multi-Family
119
Businesses
256
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
2.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01833, Georgetown, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,141 (100%) |
| Owner Occupied HU | 2,592 (82.5%) |
| Renter Occupied HU | 485 (15.4%) |
| Vacant Housing Units | 64 ( 2.0%) |
| Median Home Value | $678,311 |
| Average Home Value | $739,410 |
Housing Distribution
Address Breakdown
Residential
3,138
Single Family
3,019
Multi-Family
119
Businesses
256
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nancy Cole • Compass
Mls Name: MLS PIN
Mls ID: #73462720