206 W Harding AvePine BluffAR71601
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 206 W Harding Ave, Pine Bluff, AR, 71601 in Pine Bluff. Rental yield 6.64%. The 1.23 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $64,374 and $2,146/yr in principal reduction project total return of $81,035.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 7.0% |
| Monthly Cash Flow | $(111) | $300 |
City averages based on Pine Bluff market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,290 |
| Total Monthly Debt Service | $1,308 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1931
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71601, Pine Bluff, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,576 (100%) |
| Owner Occupied HU | 2,675 (40.7%) |
| Renter Occupied HU | 2,527 (38.4%) |
| Vacant Housing Units | 1,374 (20.9%) |
| Median Home Value | $82,073 |
| Average Home Value | $129,594 |
Housing Distribution
Address Breakdown
Residential
5,795
Single Family
4,975
Multi-Family
820
Businesses
877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1931
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71601, Pine Bluff, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,576 (100%) |
| Owner Occupied HU | 2,675 (40.7%) |
| Renter Occupied HU | 2,527 (38.4%) |
| Vacant Housing Units | 1,374 (20.9%) |
| Median Home Value | $82,073 |
| Average Home Value | $129,594 |
Housing Distribution
Address Breakdown
Residential
5,795
Single Family
4,975
Multi-Family
820
Businesses
877
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dee Herring • Dee Herring Real Estate
Mls Name: CARMLS
Mls Provider:
Mls ID: #25011806
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.