206 E Lincoln StEdinburgIL62531
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 206 E Lincoln St, Edinburg, IL, 62531 in Edinburg hard to pass up. The 19.03% gross yield on a $124,900 purchase results in $1,981/mo in rent and $1,115/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.52). Annual cash flow of $13,379, five-year appreciation of $34,508, and $1,150/yr in equity build-up combine for a projected total cumulative return of $119,458.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19% | 7.0% |
| Monthly Cash Flow | $1,115 | $1,200 |
City averages based on Edinburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,981 |
| Total Monthly Debt Service | $817 |
| DSCR Ratio | 2.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
8,635 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62531, Edinburg, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 861 (100%) |
| Owner Occupied HU | 622 (72.2%) |
| Renter Occupied HU | 149 (17.3%) |
| Vacant Housing Units | 90 (10.5%) |
| Median Home Value | $135,959 |
| Average Home Value | $170,494 |
Housing Distribution
Address Breakdown
Residential
657
Single Family
657
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
8,635 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62531, Edinburg, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 861 (100%) |
| Owner Occupied HU | 622 (72.2%) |
| Renter Occupied HU | 149 (17.3%) |
| Vacant Housing Units | 90 (10.5%) |
| Median Home Value | $135,959 |
| Average Home Value | $170,494 |
Housing Distribution
Address Breakdown
Residential
657
Single Family
657
Multi-Family
0
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices