206-206 Cedar St #RWellesley HillsMA02481
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 206-206 Cedar St #R, Wellesley Hills, MA, 02481 in Wellesley Hills worth study. Rental yield 5.85%. The 5.85% gross yield is below cash-flow benchmarks at $1,219,000, but 5% annual appreciation, adding $336,787 over five years, frames this as a capital growth position. Rent of $5,940/mo partially offsets the $5,481/mo payment. Ziffy Mortgage finances appreciation-play properties (1.08 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $350,704.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 5.2% |
| Monthly Cash Flow | $(1,743) | $1,200 |
City averages based on Wellesley Hills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,940 |
| Total Monthly Debt Service | $7,198 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02481, Wellesley Hills, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,433 (100%) |
| Owner Occupied HU | 4,198 (77.3%) |
| Renter Occupied HU | 991 (18.2%) |
| Vacant Housing Units | 244 ( 4.5%) |
| Median Home Value | $1,661,576 |
| Average Home Value | $1,639,857 |
Housing Distribution
Address Breakdown
Residential
5,419
Single Family
4,767
Multi-Family
652
Businesses
808
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02481, Wellesley Hills, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,433 (100%) |
| Owner Occupied HU | 4,198 (77.3%) |
| Renter Occupied HU | 991 (18.2%) |
| Vacant Housing Units | 244 ( 4.5%) |
| Median Home Value | $1,661,576 |
| Average Home Value | $1,639,857 |
Housing Distribution
Address Breakdown
Residential
5,419
Single Family
4,767
Multi-Family
652
Businesses
808
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Teri Adler • MGS Group Real Estate LTD - Wellesley
Mls Name: MLS PIN
Mls ID: #73430099