2059 Fairplay Hill RdMusellaGA31066
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 2059 Fairplay Hill Rd, Musella, GA, 31066 in Musella is narrow, $24/mo net on $3,949/mo rent after the $2,900/mo debt service, but the property operates at break-even-plus, not a loss. At $645,000 with a 7.35% yield, the long-run equity case via 5% appreciation ($178,202 over five years) and $5,941/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.36 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $245,833.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.0% |
| Monthly Cash Flow | $24 | $150 |
City averages based on Musella market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,949 |
| Total Monthly Debt Service | $3,669 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1917
11.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31066, Musella, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 557 (100%) |
| Owner Occupied HU | 399 (71.6%) |
| Renter Occupied HU | 111 (19.9%) |
| Vacant Housing Units | 47 ( 8.4%) |
| Median Home Value | $279,167 |
| Average Home Value | $303,521 |
Housing Distribution
Address Breakdown
Residential
434
Single Family
434
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1917
11.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31066, Musella, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 557 (100%) |
| Owner Occupied HU | 399 (71.6%) |
| Renter Occupied HU | 111 (19.9%) |
| Vacant Housing Units | 47 ( 8.4%) |
| Median Home Value | $279,167 |
| Average Home Value | $303,521 |
Housing Distribution
Address Breakdown
Residential
434
Single Family
434
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices