2057 Nicholas DrYuba CityCA95993
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2057 Nicholas Dr, Yuba City, CA, 95993 in Yuba City. At $435,000 it earns $2,915/mo in rent and distributes $224/mo to the owner after the $1,956/mo payment, a consistent 8.04% yield. DSCR 1.49 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $120,182 in value; $4,006/yr in principal paydown compounds ownership stake. Total projected return: $179,407.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $224 | $1,500 |
City averages based on Yuba City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,915 |
| Total Monthly Debt Service | $2,518 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95993, Yuba City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,631 (100%) |
| Owner Occupied HU | 8,697 (68.9%) |
| Renter Occupied HU | 3,568 (28.2%) |
| Vacant Housing Units | 366 ( 2.9%) |
| Median Home Value | $455,045 |
| Average Home Value | $491,374 |
Housing Distribution
Address Breakdown
Residential
12,449
Single Family
11,740
Multi-Family
709
Businesses
676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95993, Yuba City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,631 (100%) |
| Owner Occupied HU | 8,697 (68.9%) |
| Renter Occupied HU | 3,568 (28.2%) |
| Vacant Housing Units | 366 ( 2.9%) |
| Median Home Value | $455,045 |
| Average Home Value | $491,374 |
Housing Distribution
Address Breakdown
Residential
12,449
Single Family
11,740
Multi-Family
709
Businesses
676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tami Murray • Valley Fair Realty Corporation
Mls Name: MetroList Services of CA
Mls ID: #225112584