20569 Ponderosa Way, Tuolumne, CA, 95379 | $694/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Tuolumne at 20569 Ponderosa Way, Tuolumne, CA, 95379 offers a 10.63% rental yield on a $264,000 purchase with $2,338/mo rent. Total monthly income registers $2,338/mo, and a $1,292/mo payment leaves $694/mo available for distribution. Annual cash flow reaches $8,331/yr on $87,516 to close, and return on cash invested stands at 29.43% in year one. Equity gained on principal adds $1,704/yr while 5% annual appreciation supports $72,938 over five years. Portfolio math shows five-year ROI at 153.98% and total cumulative return in cash at $134,761. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,338/mo property income against a $1,292/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1979

0.37 Acres lot

$N/A/sqft

$129 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95379, Tuolumne, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,869 (100%)
Owner Occupied HU	1,143 (61.2%)
Renter Occupied HU	494 (26.4%)
Vacant Housing Units	232 (12.4%)
Median Home Value	$439,063
Average Home Value	$590,857