20544 Gardenia Dr, Land O Lakes, FL, 34638 | 5.77% Rental Yield

For Sale

Rental Income

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Land O Lakes at 20544 Gardenia Dr, Land O Lakes, FL, 34638 offers a 5.77% rental yield on a $629,900 purchase with $3,031/mo rent. 41% in year one. Equity gained on principal adds $4,065/yr while 5% annual appreciation supports $174,030 over five years. Portfolio math shows five-year ROI at 68.53% and total cumulative return in cash at $142,011. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,031/mo property income against a $3,083/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1974

0.74 Acres lot

$N/A/sqft

No HOA