20543 FRANK COMBS CircleSandersonFL32087
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 20543 FRANK COMBS Circle, Sanderson, FL, 32087 in Sanderson speaks for itself: 11.66% gross on a $219,000 price, generating $2,128/mo in rent and $674/mo in net income after the $985/mo debt service. DSCR 2.16, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,091 stacks alongside $60,506 in projected five-year appreciation and $2,017/yr in principal reduction. Projected total cumulative return: $126,886.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.5% |
| Monthly Cash Flow | $674 | $1,500 |
City averages based on Sanderson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,128 |
| Total Monthly Debt Service | $1,366 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
2.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32087, Sanderson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,724 (100%) |
| Owner Occupied HU | 1,265 (73.4%) |
| Renter Occupied HU | 259 (15.0%) |
| Vacant Housing Units | 200 (11.6%) |
| Median Home Value | $217,896 |
| Average Home Value | $263,984 |
Housing Distribution
Address Breakdown
Residential
1,463
Single Family
1,463
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
2.71 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32087, Sanderson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,724 (100%) |
| Owner Occupied HU | 1,265 (73.4%) |
| Renter Occupied HU | 259 (15.0%) |
| Vacant Housing Units | 200 (11.6%) |
| Median Home Value | $217,896 |
| Average Home Value | $263,984 |
Housing Distribution
Address Breakdown
Residential
1,463
Single Family
1,463
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices