20540 Shenandoah School RdPlymouthCA95669
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 20540 Shenandoah School Rd, Plymouth, CA, 95669 in Plymouth worth study. Rental yield 1.4%. The 1.4% gross yield is below cash-flow benchmarks at $1,900,000, but 5% annual appreciation, adding $524,935 over five years, frames this as a capital growth position. Rent of $2,220/mo partially offsets the $8,544/mo payment. Ziffy Mortgage finances appreciation-play properties (0.26 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $106,890.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 7.0% |
| Monthly Cash Flow | $(9,534) | $1,200 |
City averages based on Plymouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,220 |
| Total Monthly Debt Service | $10,998 |
| DSCR Ratio | 0.20x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
47.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95669, Plymouth, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,461 (100%) |
| Owner Occupied HU | 943 (64.5%) |
| Renter Occupied HU | 285 (19.5%) |
| Vacant Housing Units | 233 (15.9%) |
| Median Home Value | $598,641 |
| Average Home Value | $661,002 |
Housing Distribution
Address Breakdown
Residential
669
Single Family
668
Multi-Family
1
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
47.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95669, Plymouth, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,461 (100%) |
| Owner Occupied HU | 943 (64.5%) |
| Renter Occupied HU | 285 (19.5%) |
| Vacant Housing Units | 233 (15.9%) |
| Median Home Value | $598,641 |
| Average Home Value | $661,002 |
Housing Distribution
Address Breakdown
Residential
669
Single Family
668
Multi-Family
1
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Bolster • Century 21 Select Real Estate
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224127238
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.