20526 E 4th StTulsaOK74108
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 20526 E 4th St, Tulsa, OK, 74108 in Tulsa. At $135,000 it earns $1,304/mo in rent and distributes $402/mo to the owner after the $607/mo payment, a consistent 11.59% yield. DSCR 2.15 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $37,298 in value; $1,243/yr in principal paydown compounds ownership stake. Total projected return: $77,366.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 7.2% |
| Monthly Cash Flow | $402 | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,304 |
| Total Monthly Debt Service | $848 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
6,577 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74108, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,010 (100%) |
| Owner Occupied HU | 1,544 (51.3%) |
| Renter Occupied HU | 1,269 (42.2%) |
| Vacant Housing Units | 197 ( 6.5%) |
| Median Home Value | $189,286 |
| Average Home Value | $235,005 |
Housing Distribution
Address Breakdown
Residential
2,839
Single Family
2,839
Multi-Family
0
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
6,577 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74108, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,010 (100%) |
| Owner Occupied HU | 1,544 (51.3%) |
| Renter Occupied HU | 1,269 (42.2%) |
| Vacant Housing Units | 197 ( 6.5%) |
| Median Home Value | $189,286 |
| Average Home Value | $235,005 |
Housing Distribution
Address Breakdown
Residential
2,839
Single Family
2,839
Multi-Family
0
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Mullins • Mullins Team Realty Group
Mls Name: MLS Technology, Inc.
Mls Provider:
Mls ID: #2533025
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.