20520 Monroe St, Onley, VA, 23418 | 6.95% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Onley at 20520 Monroe St, Onley, VA, 23418 generates $2,026/mo in rent, after a $1,713/mo payment. Total monthly income is $2,026/mo. Return on cash invested sits at 19.22% in year one, and rental yield is 6.95% on a $350,000 entry. Equity gained on principal adds $2,258/yr, while 5% annual appreciation builds toward $96,699 over five years. Five-year ROI reaches 98.89% and total cumulative return in cash sums $114,734. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,026/mo property income rather than buyer’s personal income.

Single Family

Built in 1910

0.57 Acres lot

$N/A/sqft

No HOA