20514 115th DrSaint AlbansNY11412








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saint Albans at 20514 115th Dr, Saint Albans, NY, 11412 listed at $665,499 pairs $4,249/mo rent with a $3,257/mo payment. Total monthly income runs $4,249/mo. Return on cash invested measures 18.99% in year one, and rental yield registers 7.66% at a $665,499 basis. Equity gained on principal adds $4,294/yr, and annual property appreciation at 5% supports $183,865 by year five. Five-year ROI tracks 98.56% and total cumulative return in cash totals $215,792. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $4,249/mo property income relative to a $3,257/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in N/A
2,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11412, Saint Albans, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,475 (100%) |
| Owner Occupied HU | 7,923 (63.5%) |
| Renter Occupied HU | 3,954 (31.7%) |
| Vacant Housing Units | 598 ( 4.8%) |
| Median Home Value | $636,295 |
| Average Home Value | $675,147 |
Housing Distribution
Address Breakdown
Residential
9,328
Single Family
9,008
Multi-Family
320
Businesses
713
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Listed by: Julianna Backer • J BACKER GROUP INC
Mls Name: NY State MLS
Mls ID: #11607655







