20504 Tracy CtSoulsbyvilleCA95372
INVESTMENT ANALYSIS
Investment Verdict
Solid Income20504 Tracy Ct, Soulsbyville, CA, 95372 in Soulsbyville is a solid income-producing rental, 8.18% gross yield, $2,897/mo rent, $250/mo net cash flow on a $425,000 buy. DSCR 1.52 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $117,420 and $3,914/yr in principal reduction project a total cumulative return of $178,427.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $250 | $1,200 |
City averages based on Soulsbyville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,897 |
| Total Monthly Debt Service | $2,460 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95372, Soulsbyville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 852 (100%) |
| Owner Occupied HU | 631 (74.1%) |
| Renter Occupied HU | 138 (16.2%) |
| Vacant Housing Units | 83 ( 9.7%) |
| Median Home Value | $426,111 |
| Average Home Value | $481,244 |
Housing Distribution
Address Breakdown
Residential
680
Single Family
680
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95372, Soulsbyville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 852 (100%) |
| Owner Occupied HU | 631 (74.1%) |
| Renter Occupied HU | 138 (16.2%) |
| Vacant Housing Units | 83 ( 9.7%) |
| Median Home Value | $426,111 |
| Average Home Value | $481,244 |
Housing Distribution
Address Breakdown
Residential
680
Single Family
680
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls ID: #41127277