2050 Donald DrMoragaCA94556
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 2050 Donald Dr, Moraga, CA, 94556 in Moraga. Rental yield 2.8%. At $1,398,800 with 2.8% gross yield, current distributions are modest, but the 5% appreciation rate projects $386,463 in new equity by year five, complemented by $12,883/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.52) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $183,473.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 5.2% |
| Monthly Cash Flow | $(5,391) | $1,500 |
City averages based on Moraga market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,262 |
| Total Monthly Debt Service | $8,097 |
| DSCR Ratio | 0.40x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94556, Moraga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,936 (100%) |
| Owner Occupied HU | 4,712 (79.4%) |
| Renter Occupied HU | 977 (16.5%) |
| Vacant Housing Units | 247 ( 4.2%) |
| Median Home Value | $1,717,505 |
| Average Home Value | $1,658,430 |
Housing Distribution
Address Breakdown
Residential
5,987
Single Family
5,138
Multi-Family
849
Businesses
328
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94556, Moraga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,936 (100%) |
| Owner Occupied HU | 4,712 (79.4%) |
| Renter Occupied HU | 977 (16.5%) |
| Vacant Housing Units | 247 ( 4.2%) |
| Median Home Value | $1,717,505 |
| Average Home Value | $1,658,430 |
Housing Distribution
Address Breakdown
Residential
5,987
Single Family
5,138
Multi-Family
849
Businesses
328
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Junli Chen • SUNRISE REALTY & FINANCING INC
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls ID: #41103925