2050 7th StSan FernandoCA91340
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis San Fernando rental at 2050 7th St, San Fernando, CA, 91340 sits in the solid-income band: 7.88% gross yield, $4,169/mo rent, $241/mo net after the $2,855/mo debt service, DSCR 1.46. Entry price of $635,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $175,439 and $5,848/yr in principal reduction bring total cumulative return to $256,289.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.5% |
| Monthly Cash Flow | $241 | $1,200 |
City averages based on San Fernando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,169 |
| Total Monthly Debt Service | $3,676 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91340, San Fernando, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,246 (100%) |
| Owner Occupied HU | 5,070 (54.8%) |
| Renter Occupied HU | 3,984 (43.1%) |
| Vacant Housing Units | 192 ( 2.1%) |
| Median Home Value | $676,047 |
| Average Home Value | $754,749 |
Housing Distribution
Address Breakdown
Residential
8,317
Single Family
7,000
Multi-Family
1,317
Businesses
1,384
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91340, San Fernando, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,246 (100%) |
| Owner Occupied HU | 5,070 (54.8%) |
| Renter Occupied HU | 3,984 (43.1%) |
| Vacant Housing Units | 192 ( 2.1%) |
| Median Home Value | $676,047 |
| Average Home Value | $754,749 |
Housing Distribution
Address Breakdown
Residential
8,317
Single Family
7,000
Multi-Family
1,317
Businesses
1,384
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andrew Bunya-Ananta • Keller Williams Exclusive Properties
Mls Name: CSMAOR
Mls ID: #226000166