205 Saint Vincent StLowellAR72745
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 205 Saint Vincent St, Lowell, AR, 72745 in Lowell worth study. Rental yield 5.13%. The 5.13% gross yield is below cash-flow benchmarks at $731,760, but 5% annual appreciation, adding $202,172 over five years, frames this as a capital growth position. Rent of $3,079/mo partially offsets the $3,290/mo payment. Ziffy Mortgage finances appreciation-play properties (0.94 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $190,623.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 7.5% |
| Monthly Cash Flow | $(1,291) | $150 |
City averages based on Lowell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,079 |
| Total Monthly Debt Service | $4,131 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
0.35 Acres lot
$N/A/sqft
$280 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72745, Lowell, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,927 (100%) |
| Owner Occupied HU | 4,285 (72.3%) |
| Renter Occupied HU | 1,382 (23.3%) |
| Vacant Housing Units | 260 ( 4.4%) |
| Median Home Value | $375,087 |
| Average Home Value | $473,254 |
Housing Distribution
Address Breakdown
Residential
5,534
Single Family
5,139
Multi-Family
395
Businesses
764
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
0.35 Acres lot
$N/A/sqft
$280 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72745, Lowell, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,927 (100%) |
| Owner Occupied HU | 4,285 (72.3%) |
| Renter Occupied HU | 1,382 (23.3%) |
| Vacant Housing Units | 260 ( 4.4%) |
| Median Home Value | $375,087 |
| Average Home Value | $473,254 |
Housing Distribution
Address Breakdown
Residential
5,534
Single Family
5,139
Multi-Family
395
Businesses
764
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Terry Sanderson • Sanderson & Associates Real Estate
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1304414
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.