205 Sabala St #AKetchumID83340
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 2.82% gross rental yield, 205 Sabala St #A, Ketchum, ID, 83340 in Ketchum is priced for capital growth, not immediate cash flow. The $1,555,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $429,618 by year five, with $14,322/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.52) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $246,585.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 5.2% |
| Monthly Cash Flow | $(5,286) | $1,000 |
City averages based on Ketchum market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,660 |
| Total Monthly Debt Service | $8,327 |
| DSCR Ratio | 0.44x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1978
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83340, Ketchum, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,468 (100%) |
| Owner Occupied HU | 1,579 (35.3%) |
| Renter Occupied HU | 771 (17.3%) |
| Vacant Housing Units | 2,118 (47.4%) |
| Median Home Value | $973,821 |
| Average Home Value | $1,185,082 |
Housing Distribution
Address Breakdown
Residential
48
Single Family
48
Multi-Family
0
Businesses
569
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1978
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83340, Ketchum, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,468 (100%) |
| Owner Occupied HU | 1,579 (35.3%) |
| Renter Occupied HU | 771 (17.3%) |
| Vacant Housing Units | 2,118 (47.4%) |
| Median Home Value | $973,821 |
| Average Home Value | $1,185,082 |
Housing Distribution
Address Breakdown
Residential
48
Single Family
48
Multi-Family
0
Businesses
569
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices