205 S Gage StSomonaukIL60552
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Somonauk rentals match the income profile of 205 S Gage St, Somonauk, IL, 60552. Listed at $270,000, gross rent is $2,662/mo and net cash flow is $789/mo, a 11.83% yield well above national averages. DSCR 2.19 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $74,596 by year five with $2,487/yr in annual principal reduction, projecting $154,061 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 5.0% |
| Monthly Cash Flow | $789 | $250 |
City averages based on Somonauk market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,662 |
| Total Monthly Debt Service | $1,765 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1902
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60552, Somonauk, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,816 (100%) |
| Owner Occupied HU | 1,370 (75.4%) |
| Renter Occupied HU | 269 (14.8%) |
| Vacant Housing Units | 177 ( 9.7%) |
| Median Home Value | $244,251 |
| Average Home Value | $262,810 |
Housing Distribution
Address Breakdown
Residential
1,530
Single Family
1,507
Multi-Family
23
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1902
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60552, Somonauk, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,816 (100%) |
| Owner Occupied HU | 1,370 (75.4%) |
| Renter Occupied HU | 269 (14.8%) |
| Vacant Housing Units | 177 ( 9.7%) |
| Median Home Value | $244,251 |
| Average Home Value | $262,810 |
Housing Distribution
Address Breakdown
Residential
1,530
Single Family
1,507
Multi-Family
23
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices