205 Palmer RdCraryvilleNY12521
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Craryville rentals match the income profile of 205 Palmer Rd, Craryville, NY, 12521. Listed at $186,377, gross rent is $3,877/mo and net cash flow is $2,633/mo, a 24.96% yield well above national averages. DSCR 4.63 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $51,493 by year five with $1,717/yr in annual principal reduction, projecting $240,481 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 25% | 6.2% |
| Monthly Cash Flow | $2,633 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,877 |
| Total Monthly Debt Service | $1,170 |
| DSCR Ratio | 3.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
18.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12521, Craryville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,072 (100%) |
| Owner Occupied HU | 553 (51.6%) |
| Renter Occupied HU | 138 (12.9%) |
| Vacant Housing Units | 381 (35.5%) |
| Median Home Value | $470,635 |
| Average Home Value | $587,120 |
Housing Distribution
Address Breakdown
Residential
816
Single Family
816
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
18.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12521, Craryville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,072 (100%) |
| Owner Occupied HU | 553 (51.6%) |
| Renter Occupied HU | 138 (12.9%) |
| Vacant Housing Units | 381 (35.5%) |
| Median Home Value | $470,635 |
| Average Home Value | $587,120 |
Housing Distribution
Address Breakdown
Residential
816
Single Family
816
Multi-Family
0
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A