205 Morden RdWardAR72176
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing205 Morden Rd, Ward, AR, 72176 in Ward is a stable, well-positioned rental at $659,900. Rental yield 6.27%. DSCR 1.10 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $182,318 in value and $5,532/yr in principal paydown builds equity, a total projected return of $203,991.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 9.0% |
| Monthly Cash Flow | $(519) | $1,200 |
City averages based on Ward market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,448 |
| Total Monthly Debt Service | $3,865 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
5.84 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72176, Ward, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,969 (100%) |
| Owner Occupied HU | 2,732 (68.8%) |
| Renter Occupied HU | 929 (23.4%) |
| Vacant Housing Units | 308 ( 7.8%) |
| Median Home Value | $181,303 |
| Average Home Value | $226,858 |
Housing Distribution
Address Breakdown
Residential
3,864
Single Family
3,864
Multi-Family
0
Businesses
68
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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