205 Little Leatherwood RdLost CreekKY41348
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow205 Little Leatherwood Rd, Lost Creek, KY, 41348 in Lost Creek earns its strong cash-flow label: 10.37% yield, $1,728/mo rent, $511/mo net income, DSCR 1.92. The $200,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $55,256 by year five. Combined with $1,842/yr in principal paydown, total projected return reaches $108,647.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $511 | $550 |
City averages based on Lost Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,728 |
| Total Monthly Debt Service | $1,138 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
39.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41348, Lost Creek, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 516 (100%) |
| Owner Occupied HU | 400 (77.5%) |
| Renter Occupied HU | 81 (15.7%) |
| Vacant Housing Units | 35 ( 6.8%) |
| Median Home Value | $38,611 |
| Average Home Value | $78,675 |
Housing Distribution
Address Breakdown
Residential
324
Single Family
324
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
39.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41348, Lost Creek, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 516 (100%) |
| Owner Occupied HU | 400 (77.5%) |
| Renter Occupied HU | 81 (15.7%) |
| Vacant Housing Units | 35 ( 6.8%) |
| Median Home Value | $38,611 |
| Average Home Value | $78,675 |
Housing Distribution
Address Breakdown
Residential
324
Single Family
324
Multi-Family
0
Businesses
2
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Elizabeth Mills • Huddleston Real Estate
Mls Name: Imagine MLS
Mls ID: #25015940