205 E Howard St, Pontiac, IL, 61764 | 4.77% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $1,093/mo, and a $1,346/mo payment. Purchase price stands at $274,900, and rental yield measures 4.77% with $1,093/mo rent. Return on cash invested shows 9.2% in year one, and 5% annual appreciation builds toward $75,950 over five years. Five-year ROI reaches 46.4% and total cumulative return in cash records $42,279. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,093/mo property income covering a $1,346/mo payment rather than investor’s personal income.

Multi Family

Built in 1890

7,200 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 61764, Pontiac, IL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,937 (100%)
Owner Occupied HU	3,700 (62.3%)
Renter Occupied HU	1,677 (28.2%)
Vacant Housing Units	560 ( 9.4%)
Median Home Value	$143,224
Average Home Value	$185,956