205 Dogwood Cir #205SeminoleFL33777
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 205 Dogwood Cir #205, Seminole, FL, 33777 in Seminole achieves a 1.77 ratio at $139,900: $1,116/mo rent versus $629/mo debt service. Rental yield 9.57%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 9.57% yield compounds alongside 5% annual appreciation projecting $38,652 in value. Total projected cumulative return: $65,428.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $(587) | $300 |
City averages based on Seminole market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,116 |
| Total Monthly Debt Service | $873 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
4.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33777, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,153 (100%) |
| Owner Occupied HU | 6,089 (74.7%) |
| Renter Occupied HU | 1,326 (16.3%) |
| Vacant Housing Units | 738 ( 9.1%) |
| Median Home Value | $418,915 |
| Average Home Value | $495,775 |
Housing Distribution
Address Breakdown
Residential
7,627
Single Family
6,598
Multi-Family
1,029
Businesses
430
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
4.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33777, Seminole, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,153 (100%) |
| Owner Occupied HU | 6,089 (74.7%) |
| Renter Occupied HU | 1,326 (16.3%) |
| Vacant Housing Units | 738 ( 9.1%) |
| Median Home Value | $418,915 |
| Average Home Value | $495,775 |
Housing Distribution
Address Breakdown
Residential
7,627
Single Family
6,598
Multi-Family
1,029
Businesses
430
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices