205 Dellbrook AveSan FranciscoCA94131
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 205 Dellbrook Ave, San Francisco, CA, 94131 in San Francisco fits: $1,795,000, 5.32% gross yield, and a projected 5% annual appreciation rate adding $495,925 in value within five years. Rental yield 5.32%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.99) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $16,532/yr in principal paydown and $495,925 in appreciation project a total return of $478,383.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 4.5% |
| Monthly Cash Flow | $(4,029) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,961 |
| Total Monthly Debt Service | $10,390 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
3,937 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94131, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,705 (100%) |
| Owner Occupied HU | 6,945 (50.7%) |
| Renter Occupied HU | 5,806 (42.4%) |
| Vacant Housing Units | 954 ( 7.0%) |
| Median Home Value | $1,678,053 |
| Average Home Value | $1,615,350 |
Housing Distribution
Address Breakdown
Residential
13,447
Single Family
8,740
Multi-Family
4,707
Businesses
412
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
3,937 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94131, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,705 (100%) |
| Owner Occupied HU | 6,945 (50.7%) |
| Renter Occupied HU | 5,806 (42.4%) |
| Vacant Housing Units | 954 ( 7.0%) |
| Median Home Value | $1,678,053 |
| Average Home Value | $1,615,350 |
Housing Distribution
Address Breakdown
Residential
13,447
Single Family
8,740
Multi-Family
4,707
Businesses
412
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tyler Stewart • Heath Real Estate
Mls Name: SFAR
Mls ID: #425050771