20489 Chaparral CirPenn ValleyCA95946








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $3,329/mo, and a $2,570/mo payment. Purchase price stands at $525,000, and rental yield measures 7.61% with $3,329/mo rent. Return on cash invested shows 17.51% in year one, and 5% annual appreciation builds toward $145,048 over five years. Five-year ROI reaches 91.1% and total cumulative return in cash records $157,353. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,329/mo property income covering a $2,570/mo payment rather than investor’s personal income.
Single Family
Built in 1987
0.29 Acres lot
$N/A/sqft
$3,508 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95946, Penn Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,670 (100%) |
| Owner Occupied HU | 3,429 (73.4%) |
| Renter Occupied HU | 659 (14.1%) |
| Vacant Housing Units | 582 (12.5%) |
| Median Home Value | $637,879 |
| Average Home Value | $722,717 |
Housing Distribution
Address Breakdown
Residential
4,313
Single Family
4,313
Multi-Family
0
Businesses
189
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Listed by: Pamela Sikes • Sikes Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225017315
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