2048 W Jester WayPost FallsID83854
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 2048 W Jester Way, Post Falls, ID, 83854 in Post Falls is the 1.78 coverage ratio: rent of $1,427/mo versus a $800/mo debt payment on a $178,000 property. Rental yield 9.24%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $49,178 by year five, with $1,639/yr in equity from paydown. Total projected cumulative return: $57,467.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $(248) | $1,850 |
City averages based on Post Falls market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,427 |
| Total Monthly Debt Service | $1,548 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2006
N/A lot
$N/A/sqft
$595 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83854, Post Falls, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,354 (100%) |
| Owner Occupied HU | 16,095 (68.9%) |
| Renter Occupied HU | 6,143 (26.3%) |
| Vacant Housing Units | 1,116 ( 4.8%) |
| Median Home Value | $548,810 |
| Average Home Value | $616,721 |
Housing Distribution
Address Breakdown
Residential
22,063
Single Family
21,042
Multi-Family
1,021
Businesses
1,163
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2006
N/A lot
$N/A/sqft
$595 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83854, Post Falls, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,354 (100%) |
| Owner Occupied HU | 16,095 (68.9%) |
| Renter Occupied HU | 6,143 (26.3%) |
| Vacant Housing Units | 1,116 ( 4.8%) |
| Median Home Value | $548,810 |
| Average Home Value | $616,721 |
Housing Distribution
Address Breakdown
Residential
22,063
Single Family
21,042
Multi-Family
1,021
Businesses
1,163
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brian Kay • KELLER WILLIAMS CDA
Mls Name: SELMLS
Mls Provider:
Mls ID: #20250907
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.