2048 Via Mariposa W #DLaguna WoodsCA92637
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Laguna Woods rentals match the income profile of 2048 Via Mariposa W #D, Laguna Woods, CA, 92637. Listed at $409,900, gross rent is $3,744/mo and net cash flow is $1,208/mo, a 10.96% yield well above national averages. DSCR 2.03 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $113,248 by year five with $3,775/yr in annual principal reduction, projecting $233,204 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $1,208 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,744 |
| Total Monthly Debt Service | $2,373 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1968
1,111 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92637, Laguna Hills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,457 (100%) |
| Owner Occupied HU | 8,708 (64.7%) |
| Renter Occupied HU | 3,376 (25.1%) |
| Vacant Housing Units | 1,373 (10.2%) |
| Median Home Value | $452,652 |
| Average Home Value | $635,748 |
Housing Distribution
Address Breakdown
Residential
12,922
Single Family
6,482
Multi-Family
6,440
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1968
1,111 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92637, Laguna Hills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,457 (100%) |
| Owner Occupied HU | 8,708 (64.7%) |
| Renter Occupied HU | 3,376 (25.1%) |
| Vacant Housing Units | 1,373 (10.2%) |
| Median Home Value | $452,652 |
| Average Home Value | $635,748 |
Housing Distribution
Address Breakdown
Residential
12,922
Single Family
6,482
Multi-Family
6,440
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dianna MacDavid • Laguna Premier Realty Inc.
Mls Name: CRMLS
Mls ID: #OC25227486