2046 E Paces Trail Cali #B-LOT 45DarlingtonSC29532
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2046 E Paces Trail Cali #B-LOT 45, Darlington, SC, 29532 in Darlington speaks for itself: 10.41% gross on a $239,990 price, generating $2,082/mo in rent and $637/mo in net income after the $1,079/mo debt service. DSCR 1.93, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,641 stacks alongside $66,305 in projected five-year appreciation and $2,210/yr in principal reduction. Projected total cumulative return: $131,834.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $637 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,082 |
| Total Monthly Debt Service | $1,350 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
6,969 sqft lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29532, Darlington, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,833 (100%) |
| Owner Occupied HU | 5,292 (59.9%) |
| Renter Occupied HU | 2,526 (28.6%) |
| Vacant Housing Units | 1,015 (11.5%) |
| Median Home Value | $153,475 |
| Average Home Value | $205,527 |
Housing Distribution
Address Breakdown
Residential
8,585
Single Family
8,495
Multi-Family
90
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
6,969 sqft lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29532, Darlington, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,833 (100%) |
| Owner Occupied HU | 5,292 (59.9%) |
| Renter Occupied HU | 2,526 (28.6%) |
| Vacant Housing Units | 1,015 (11.5%) |
| Median Home Value | $153,475 |
| Average Home Value | $205,527 |
Housing Distribution
Address Breakdown
Residential
8,585
Single Family
8,495
Multi-Family
90
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Courtnee A McNeal • Dr Horton
Mls Name: Pee Dee Realtor Association
Mls Provider:
Mls ID: #20240165
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.