2045 Oak DrFord CityPA16226
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 2045 Oak Dr, Ford City, PA, 16226 in Ford City at $249,999 earns $1,764/mo in rent and nets $126/mo after the $1,124/mo payment, a 8.47% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $69,070 over five years. Ziffy Mortgage underwrites this on a 1.57 DSCR without U.S. credit history. With $2,303/yr in principal paydown, total projected return reaches $103,333.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $126 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,764 |
| Total Monthly Debt Service | $1,539 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16226, Ford City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,230 (100%) |
| Owner Occupied HU | 2,721 (64.3%) |
| Renter Occupied HU | 916 (21.7%) |
| Vacant Housing Units | 593 (14.0%) |
| Median Home Value | $159,916 |
| Average Home Value | $208,752 |
Housing Distribution
Address Breakdown
Residential
3,658
Single Family
3,487
Multi-Family
171
Businesses
233
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16226, Ford City, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,230 (100%) |
| Owner Occupied HU | 2,721 (64.3%) |
| Renter Occupied HU | 916 (21.7%) |
| Vacant Housing Units | 593 (14.0%) |
| Median Home Value | $159,916 |
| Average Home Value | $208,752 |
Housing Distribution
Address Breakdown
Residential
3,658
Single Family
3,487
Multi-Family
171
Businesses
233
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A