2044 E Lafayette StStocktonCA95205








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Stockton at 2044 E Lafayette St, Stockton, CA, 95205 uses $106,063 cash to close to unlock $987/yr annual cash flow and $82/mo monthly cash flow. Total monthly income runs $2,166/mo, and a $1,566/mo payment keeps the spread at $82/mo. Purchase price stands at $319,950, and rental yield measures 8.12% with $2,166/mo rent. Return on cash invested shows 20.84% in year one, and 5% annual appreciation builds toward $88,396 over five years. Five-year ROI reaches 108.29% and total cumulative return in cash records $114,851. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,166/mo property income covering a $1,566/mo payment rather than investor’s personal income.
Single Family
Built in 1954
5,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95205, Stockton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,581 (100%) |
| Owner Occupied HU | 5,291 (45.7%) |
| Renter Occupied HU | 5,677 (49.0%) |
| Vacant Housing Units | 613 ( 5.3%) |
| Median Home Value | $310,501 |
| Average Home Value | $395,854 |
Housing Distribution
Address Breakdown
Residential
10,791
Single Family
10,341
Multi-Family
450
Businesses
1,246
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Martin Alvarez • Alvarez and Alvarez Realty
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML81987971
Disclaimer: Based on information from the MLSListings MLS as of 2025-02-12 14:01:52 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.







