20437 E 56th PlAuroraCO80019
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 20437 E 56th Pl, Aurora, CO, 80019 in Aurora. Priced at $387,990, it generates $3,542/mo in gross rent and $1,281/mo in net monthly cash flow, a 10.96% yield that comfortably supports the 2.03 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $15,375. Five-year appreciation: $107,194. Equity from principal paydown: $3,573/yr. Total projected cumulative return: $228,914.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 5.1% |
| Monthly Cash Flow | $1,281 | $285 |
City averages based on Aurora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,542 |
| Total Monthly Debt Service | $2,107 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80019, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,729 (100%) |
| Owner Occupied HU | 3,479 (73.6%) |
| Renter Occupied HU | 558 (11.8%) |
| Vacant Housing Units | 692 (14.6%) |
| Median Home Value | $598,698 |
| Average Home Value | $607,670 |
Housing Distribution
Address Breakdown
Residential
3,421
Single Family
2,789
Multi-Family
632
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80019, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,729 (100%) |
| Owner Occupied HU | 3,479 (73.6%) |
| Renter Occupied HU | 558 (11.8%) |
| Vacant Housing Units | 692 (14.6%) |
| Median Home Value | $598,698 |
| Average Home Value | $607,670 |
Housing Distribution
Address Breakdown
Residential
3,421
Single Family
2,789
Multi-Family
632
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
