20400 Starr King DrSoulsbyvilleCA95372
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 20400 Starr King Dr, Soulsbyville, CA, 95372 in Soulsbyville at $549,950 earns $3,425/mo in rent and nets $23/mo after the $2,473/mo payment, a 7.47% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $151,941 over five years. Ziffy Mortgage underwrites this on a 1.38 DSCR without U.S. credit history. With $5,065/yr in principal paydown, total projected return reaches $210,001.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $23 | $1,200 |
City averages based on Soulsbyville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,425 |
| Total Monthly Debt Service | $3,183 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95372, Soulsbyville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 852 (100%) |
| Owner Occupied HU | 631 (74.1%) |
| Renter Occupied HU | 138 (16.2%) |
| Vacant Housing Units | 83 ( 9.7%) |
| Median Home Value | $426,111 |
| Average Home Value | $481,244 |
Housing Distribution
Address Breakdown
Residential
680
Single Family
680
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95372, Soulsbyville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 852 (100%) |
| Owner Occupied HU | 631 (74.1%) |
| Renter Occupied HU | 138 (16.2%) |
| Vacant Housing Units | 83 ( 9.7%) |
| Median Home Value | $426,111 |
| Average Home Value | $481,244 |
Housing Distribution
Address Breakdown
Residential
680
Single Family
680
Multi-Family
0
Businesses
91
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brian Brazeal • RE/MAX Executive
Mls Name: MetroList Services of CA
Mls ID: #225079963