204 W 140th St #1-DNew YorkNY10030
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 204 W 140th St #1-D, New York, NY, 10030 in New York at $899,000, 5.5% gross yield, is a market-growth asset. Rental yield 5.5%. The $4,122/mo rent partially funds the $4,042/mo debt service; the core return is the 5%/yr price growth projected to add $248,377 over five years. Ziffy Mortgage's DSCR mortgage (1.02) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $221,756.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 4.8% |
| Monthly Cash Flow | $(3,261) | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,122 |
| Total Monthly Debt Service | $5,646 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1926
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10030, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,664 (100%) |
| Owner Occupied HU | 1,537 (11.2%) |
| Renter Occupied HU | 10,955 (80.2%) |
| Vacant Housing Units | 1,172 ( 8.6%) |
| Median Home Value | $724,319 |
| Average Home Value | $903,176 |
Housing Distribution
Address Breakdown
Residential
12,378
Single Family
495
Multi-Family
11,883
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1926
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10030, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,664 (100%) |
| Owner Occupied HU | 1,537 (11.2%) |
| Renter Occupied HU | 10,955 (80.2%) |
| Vacant Housing Units | 1,172 ( 8.6%) |
| Median Home Value | $724,319 |
| Average Home Value | $903,176 |
Housing Distribution
Address Breakdown
Residential
12,378
Single Family
495
Multi-Family
11,883
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices