204 Seneca Way UNIT 12, Havre De Grace, MD, 21078 | 7.02% Rental Yield

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204 Seneca Way UNIT 12, Havre De Grace, MD, 21078 | 7.02% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,281/mo, and a $1,909/mo payment. Purchase price stands at $390,000, and rental yield measures 7.02% with $2,281/mo rent. Return on cash invested shows 18.57% in year one, and 5% annual appreciation builds toward $107,750 over five years. Five-year ROI reaches 95.69% and total cumulative return in cash records $123,716. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,281/mo property income covering a $1,909/mo payment rather than investor’s personal income.

Condo

Built in 2006

N/A lot

$N/A/sqft

No HOA

More details about the property

Now is your chance to live in beautiful downtown historical Havre De Grace by the water! This 2BR, 2B 1200 sq ft condo is in great condition and offers hardwood floors, upgraded maple cabinets, granite counters and fresh neutral paint throughout. Island kitchen with bar seating . Open floor plan with dining/family room combo. Enjoy the warm gas fireplace. Relax on the wraparound deck with side river view and rear pool and patio view Updated hot water heater, gas heat, central A/C, ceiling fans, stainless steel appliances, laundry, walk-in closet and jet tub are some of the amenities offered. Only 1 block away you will enjoy First Fridays and Parades. Within a few blocks you can visit the Farmers Market, Lighthouse, Library, Parks, World Class Promenade, restaurants, live music, shops, Museums, Opera House, Star Centre and much more. Situated on the Susquehanna River at the top of the Chesapeake Bay. Close to I-95, Marc and Amtrak trains, shopping and schools.

Neighborhood Data

Neighborhood data shown for ZIP Code: 21078, Havre De Grace, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,099 (100%)
Owner Occupied HU	6,294 (69.2%)
Renter Occupied HU	2,219 (24.4%)
Vacant Housing Units	586 ( 6.4%)
Median Home Value	$445,721
Average Home Value	$488,694