204 S Union StStaffordKS67578
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 204 S Union St, Stafford, KS, 67578 in Stafford worth modelling. At $155,000 with a 9.04% gross yield, the $1,168/mo rent leaves $137/mo after the $697/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.68 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $42,824 by year five; $1,428/yr in principal reduction adds further equity. Total projected return: $67,914.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 7.9% |
| Monthly Cash Flow | $137 | $500 |
City averages based on Stafford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,168 |
| Total Monthly Debt Service | $970 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1934
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67578, Stafford, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 727 (100%) |
| Owner Occupied HU | 429 (59.0%) |
| Renter Occupied HU | 126 (17.3%) |
| Vacant Housing Units | 172 (23.7%) |
| Median Home Value | $72,206 |
| Average Home Value | $142,599 |
Housing Distribution
Address Breakdown
Residential
596
Single Family
596
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1934
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67578, Stafford, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 727 (100%) |
| Owner Occupied HU | 429 (59.0%) |
| Renter Occupied HU | 126 (17.3%) |
| Vacant Housing Units | 172 (23.7%) |
| Median Home Value | $72,206 |
| Average Home Value | $142,599 |
Housing Distribution
Address Breakdown
Residential
596
Single Family
596
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices