204 N Willow AveWest CovinaCA91790
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 204 N Willow Ave, West Covina, CA, 91790 in West Covina worth study. Rental yield 2.49%. The 2.49% gross yield is below cash-flow benchmarks at $1,599,800, but 5% annual appreciation, adding $441,995 over five years, frames this as a capital growth position. Rent of $3,316/mo partially offsets the $7,194/mo payment. Ziffy Mortgage finances appreciation-play properties (0.46 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $183,117.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.5% | 6.0% |
| Monthly Cash Flow | $(6,581) | $600 |
City averages based on West Covina market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,316 |
| Total Monthly Debt Service | $9,260 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
10,876 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91790, West Covina, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,495 (100%) |
| Owner Occupied HU | 8,554 (59.0%) |
| Renter Occupied HU | 5,346 (36.9%) |
| Vacant Housing Units | 595 ( 4.1%) |
| Median Home Value | $762,307 |
| Average Home Value | $824,076 |
Housing Distribution
Address Breakdown
Residential
13,674
Single Family
11,890
Multi-Family
1,784
Businesses
1,155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
10,876 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91790, West Covina, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,495 (100%) |
| Owner Occupied HU | 8,554 (59.0%) |
| Renter Occupied HU | 5,346 (36.9%) |
| Vacant Housing Units | 595 ( 4.1%) |
| Median Home Value | $762,307 |
| Average Home Value | $824,076 |
Housing Distribution
Address Breakdown
Residential
13,674
Single Family
11,890
Multi-Family
1,784
Businesses
1,155
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeff Gray • Keller Williams Beverly Hills
Mls Name: CLAW
Mls ID: #26642235