204 N El Centro BlvdPanama City BeachFL32413








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Panama City Beach at 204 N El Centro Blvd, Panama City Beach, FL, 32413 with 5% annual appreciation on a $492,000 basis while $2,780/mo rent supports operations. 34% in year one. Equity gained on principal adds $3,175/yr, and five-year appreciation sums $135,931 alongside rental yield of 6.78%. Five-year ROI measures 84.31% and total cumulative return in cash totals $137,512. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,780/mo property income versus a $2,408/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2015
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32413, Panama City Beach, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,408 (100%) |
| Owner Occupied HU | 5,677 (32.6%) |
| Renter Occupied HU | 2,579 (14.8%) |
| Vacant Housing Units | 9,152 (52.6%) |
| Median Home Value | $430,573 |
| Average Home Value | $517,641 |
Housing Distribution
Address Breakdown
Residential
12,560
Single Family
10,041
Multi-Family
2,519
Businesses
718
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Listed by: Daniel Raffield • Empire Real Estate of Florida LLC
Mls Name: CPAR
Mls ID: #782695







