204 Mill StChambersburgIL62323








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Chambersburg at 204 Mill St, Chambersburg, IL, 62323 earns $104/mo cash flow from $971/mo rent with a $612/mo payment. Total monthly income totals $971/mo, and annual cash flow totals $1,245/yr on $41,438 capital. ROI tracks 22.91% on current figures, and rental yield reads 9.32% at a $125,000 purchase. Equity gained on principal adds $807/yr, and 5% annual appreciation supports $34,535 over five years. Five-year ROI reaches 119.96% and total cumulative return in cash sums $49,709. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $971/mo property income instead of your personal income.
Single Family
Built in 1960
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62323, Chambersburg, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 123 (100%) |
| Owner Occupied HU | 63 (51.2%) |
| Renter Occupied HU | 19 (15.4%) |
| Vacant Housing Units | 41 (33.3%) |
| Median Home Value | $141,250 |
| Average Home Value | $185,833 |
Housing Distribution
Address Breakdown
Residential
129
Single Family
129
Multi-Family
0
Businesses
2
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Listed by: Melanie Berry • Real Estate Center of Jacksonv
Mls Name: RMLS Alliance
Mls ID: #CA1038977







