204 Green Camp RdArjayKY40902
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 204 Green Camp Rd, Arjay, KY, 40902 in Arjay at $160,000 earns $1,082/mo in rent and nets $109/mo after the $719/mo payment, a 8.12% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $44,205 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $1,474/yr in principal paydown, total projected return reaches $67,636.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 7.1% |
| Monthly Cash Flow | $109 | $650 |
City averages based on Arjay market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,082 |
| Total Monthly Debt Service | $910 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
7,535 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40902, Arjay, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 384 (100%) |
| Owner Occupied HU | 252 (65.6%) |
| Renter Occupied HU | 87 (22.7%) |
| Vacant Housing Units | 45 (11.7%) |
| Median Home Value | $90,000 |
| Average Home Value | $151,210 |
Housing Distribution
Address Breakdown
Residential
210
Single Family
210
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
7,535 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40902, Arjay, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 384 (100%) |
| Owner Occupied HU | 252 (65.6%) |
| Renter Occupied HU | 87 (22.7%) |
| Vacant Housing Units | 45 (11.7%) |
| Median Home Value | $90,000 |
| Average Home Value | $151,210 |
Housing Distribution
Address Breakdown
Residential
210
Single Family
210
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices