204 Gray StLindenAL36748
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 204 Gray St, Linden, AL, 36748 in Linden is capital appreciation. Rental yield 0%. The 0% gross yield at $162,500 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $44,896 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.00) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $2,241.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1986
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36748, Linden, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,549 (100%) |
| Owner Occupied HU | 909 (58.7%) |
| Renter Occupied HU | 377 (24.3%) |
| Vacant Housing Units | 263 (17.0%) |
| Median Home Value | $130,068 |
| Average Home Value | $157,085 |
Housing Distribution
Address Breakdown
Residential
1,523
Single Family
1,523
Multi-Family
0
Businesses
190
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36748, Linden, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,549 (100%) |
| Owner Occupied HU | 909 (58.7%) |
| Renter Occupied HU | 377 (24.3%) |
| Vacant Housing Units | 263 (17.0%) |
| Median Home Value | $130,068 |
| Average Home Value | $157,085 |
Housing Distribution
Address Breakdown
Residential
1,523
Single Family
1,523
Multi-Family
0
Businesses
190
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices