204 E South St UNIT 5056OrlandoFL32801
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.53 makes 204 E South St UNIT 5056, Orlando, FL, 32801 in Orlando one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.03%. The 8.03% yield, 5% annual appreciation ($65,672 over five years), and $2,189/yr in principal reduction project a total cumulative return of $60,822.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.1% |
| Monthly Cash Flow | $(979) | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,639 |
| Total Monthly Debt Service | $2,045 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2002
2.16 Acres lot
$N/A/sqft
$478 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32801, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,230 (100%) |
| Owner Occupied HU | 2,287 (17.3%) |
| Renter Occupied HU | 9,346 (70.6%) |
| Vacant Housing Units | 1,597 (12.1%) |
| Median Home Value | $542,597 |
| Average Home Value | $658,991 |
Housing Distribution
Address Breakdown
Residential
13,189
Single Family
2,508
Multi-Family
10,681
Businesses
1,726
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2002
2.16 Acres lot
$N/A/sqft
$478 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32801, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,230 (100%) |
| Owner Occupied HU | 2,287 (17.3%) |
| Renter Occupied HU | 9,346 (70.6%) |
| Vacant Housing Units | 1,597 (12.1%) |
| Median Home Value | $542,597 |
| Average Home Value | $658,991 |
Housing Distribution
Address Breakdown
Residential
13,189
Single Family
2,508
Multi-Family
10,681
Businesses
1,726
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices