204 County Road 371Holts SummitMO65043
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing204 County Road 371, Holts Summit, MO, 65043 in Holts Summit is a stable, well-positioned rental at $324,900. Rental yield 6.93%. DSCR 1.28 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $89,764 in value and $2,992/yr in principal paydown builds equity, a total projected return of $113,781.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $(148) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,876 |
| Total Monthly Debt Service | $1,894 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65043, Holts Summit, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,372 (100%) |
| Owner Occupied HU | 3,186 (72.9%) |
| Renter Occupied HU | 905 (20.7%) |
| Vacant Housing Units | 281 ( 6.4%) |
| Median Home Value | $236,824 |
| Average Home Value | $259,257 |
Housing Distribution
Address Breakdown
Residential
4,264
Single Family
4,264
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65043, Holts Summit, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,372 (100%) |
| Owner Occupied HU | 3,186 (72.9%) |
| Renter Occupied HU | 905 (20.7%) |
| Vacant Housing Units | 281 ( 6.4%) |
| Median Home Value | $236,824 |
| Average Home Value | $259,257 |
Housing Distribution
Address Breakdown
Residential
4,264
Single Family
4,264
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Beth McGeorge Team • RE/MAX Jefferson City
Mls Name: JCMLS
Mls Provider:
Mls ID: #10070380
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.