20377 Congo Ferndale RdLittle RockAR72210
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 20377 Congo Ferndale Rd, Little Rock, AR, 72210 in Little Rock is a conservative rental investment at $305,000. Rental yield 7.18%. A 1.33 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $84,266; $2,809/yr in principal paydown supplements. Total projected return: $114,926.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 7.1% |
| Monthly Cash Flow | $(8) | $425 |
City averages based on Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,825 |
| Total Monthly Debt Service | $1,712 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72210, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,380 (100%) |
| Owner Occupied HU | 4,827 (57.6%) |
| Renter Occupied HU | 2,998 (35.8%) |
| Vacant Housing Units | 555 ( 6.6%) |
| Median Home Value | $274,113 |
| Average Home Value | $318,637 |
Housing Distribution
Address Breakdown
Residential
7,850
Single Family
6,373
Multi-Family
1,477
Businesses
368
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72210, Little Rock, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,380 (100%) |
| Owner Occupied HU | 4,827 (57.6%) |
| Renter Occupied HU | 2,998 (35.8%) |
| Vacant Housing Units | 555 ( 6.6%) |
| Median Home Value | $274,113 |
| Average Home Value | $318,637 |
Housing Distribution
Address Breakdown
Residential
7,850
Single Family
6,373
Multi-Family
1,477
Businesses
368
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CARMLS
Mls ID: #26010091